Finance options available including 0% APR interest free for 12 months - Learn More

We understand that investing in new doors and windows is a long-term commitment and is a decision that takes due consideration. We also know that choice is really important.

In the same way we offer a wealth of options when it comes to choosing the most appropriate doors and windows to perfectly complement your home, we also offer a number of purchasing options. 

You can choose a Cash purchase or Self-funding option, 0% APR Interest Free, Buy Now, Pay Later, or an Interest Bearing option, you can be assured we have all options covered. 

So that Home Improvement Dream Project could become reality quicker than you think!

Kettell’s financing options

We have partnered with lending experts V12 Retail Finance Limited who have been at the forefront of retail finance for over 20 years.

We can help you:

  • Purchase doors and windows in a way most financially comfortable to you
  • Implement your home investment plans without delay
  • Full white uPVC casement windows installation

    Option 1

    Cash Purchase or Self Sourced Funding

    Pay for your purchase in full with a 25% deposit and a 75% payment on installation.

    Option 2

    Interest Free Finance – 12 Months 

    Pay 0% APR interest on your purchase for a period of 12 months.

     

    Representative example:

    Cash price £5,000; Deposit £1,250; Loan amount £3,750. Monthly repayment £312.50 for 12 months. 

    Total interest £0. £0 arrangement fee, £0 settlement fee’s.

     

    Option 3

    Buy Now Pay Later: 6 or 12 Months 

    9.9% APR Representative

    Spread the cost with Buy Now Pay Later. If you repay the agreement in full during the 6 or 12 month deferral period and a £29.00 settlement fee then the lender will not charge you interest.

    1. The buy now pay later finance option allows you to spread the cost of your purchase over your chosen term with an agreed non-payment period, 
    2. If you choose to exercise the option to settle the amount of credit in full before the end of the non-payment period you will not pay any interest but will pay an early settlement fee which is displayed at the start of your application and in your credit agreement.
    3. If you choose not to settle in full by the end of the non-payment period, the amount of credit remaining will be spread across the remaining term with interest charged at the rate set out in your credit agreement. You will pay interest on the amount of credit that remains unpaid and interest will be charged from the date we told you the agreement was live.
    4. Only available to UK residents over 18, subject to terms and conditions, minimum spend applies.

    Representative example:

    Cash price £5,000; 25% Deposit £1,250; Amount of Credit £3,750; If you pay the amount of credit, plus the settlement fee (£29.00) by the end of the non-payment period you will pay no interest.

    BNPL 6 months: If the credit is not cleared. Rate of Interest 5.84% p.a. fixed; 9.90% APR representative. Duration of agreement 120 months; 120 monthly repayments of £50.42; Total Amount repayable £7300.40.

    BNPL 12 months: If the credit is not cleared. Rate of Interest 6.28% p.a. fixed; 9.90% APR representative. Duration of agreement 120 months; 120 monthly repayments of £52.85; Total Amount repayable £7592.00

    Option 4

    Low Rate Monthly Finance – Interest Bearing Credit 12.9% APR Representative

    12.9% APR Representative variable. Available over 60 months.

    You have the option to make additional repayments at any time, which could reduce the term of your agreement and the total interest payable (Early settlement charges may apply).

    Representative example:

    Cash price £5,000; Deposit £1,250; Loan amount £3,750; Rate of Interest 6.81% p.a. fixed; 12.9% APR representative; Duration of agreement 60 months; 60 monthly repayments of £83.78; Total Amount repayable £6,276.80.

    What financing option is right for me?

    We are very happy to talk you through the options if you would like to call us or arrange an appointment at our showroom.

    Get in touch

    Signing up to finance for your doors and windows purchase 

    The basic underwriting criteria for the finance scheme are as follows:

    1. Is, or their partner is, either in permanent paid employment, self-employed, retired and receiving a pension, working student in part time work or in receipt of a disability benefit.
    2. Has been a resident in the UK for at least 3 years.
    3. Has a debit or credit card in their name, which is registered to their address, to pay the deposit where applicable.
    4. Advance of £1,000 minimum and £30,000 maximum.
    5. Has a Bank or Building Society current account available (you’ll need this to complete the direct debit instruction).
    6. Has an email address to receive the important information throughout the application process, including their signed credit agreement.

     

    Our responsibilities as a broker:

    It is our duty as a broker to be clear and transparent. Please read the following information.

    1. Finance is not available to everyone and should be considered carefully before going ahead.
    2. Finance is not without risk. 
    3. Kettell is a trading style of Kettell Windows Limited, Unit 12, The Warren, East Goscote, LE7 3 XA Reg. No. 05405761 and is authorised and regulated by the Financial Conduct Authority, FRN: 917971. Kettell is a credit broker and not a lender, and only offers credit facilities from V12 Retail Finance Limited with whom we have a commercial relationship and we may receive a commission. Credit is subject to status and affordability. 
    4. Credit is subject to status & affordability. This includes a Credit Reference Agency Search (CRA) at point of application. The system prompts the search. If the lender decides not to proceed with the customers application for credit as a result of the information obtained from the CRA. The lender does not say why it has been refused but refer them to the CRA. The underwriter cannot give information on the specific reason of the decline due to the lending policy.
    5. Minimum spend applies. Not all products offered by Secure Trust Bank PLC are regulated by the Financial Conduct Authority.

     

    Right of Withdrawal

    The customer has the right to withdraw from the credit agreement before the end of 14 calendar days. This begins on the day the agreement is accepted and signed by all parties. 

     

    FCA Regulated Retailer 

    As a Financial Conduct Authority (FCA) regulated retailer who offers finance we follow a strict complaints policy & procedure which can be accessed via this link: Complaints Procedure 

     

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      Get in touch with the team at Kettell

      Address

      • Kettell Doors & Windows,
      • Showroom, Office & Warehouse,
      • Unit 12, The Warren,
      • East Goscote, Leicester,
      • LE7 3XA

      Opening hours

      Monday-Friday 8am-4pm,
      Saturday 10am-2pm

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